= Сообщение: 9227 из 12492 ====================================== ENET.SYSOP = От : Michael Dukelsky 2:5020/1042 03 Jan 20 20:40:44 Кому : Michiel van der Vlist 03 Jan 20 20:40:44 Тема : Brexit FGHI : area://ENET.SYSOP?msgid=2:5020/1042+5e0f8231 На : area://ENET.SYSOP?msgid=2:280/5555+5e0f7a40 = Кодировка сообщения определена как: CP866 ================================== Ответ: area://ENET.SYSOP?msgid=2:240/12+5d59a7b2 ============================================================================== Hello Michiel,
Friday January 03 2020, Michiel van der Vlist wrote to Wilfred van Velzen:
MvdV>>> I have a so called "PIN card". I can pay almost everywhere MvdV>>> with it and the amount is directly deducted from my bank MvdV>>> account. Since the EU got involved, it works in the entire MvdV>>> Euro zone, without any extra cost. No need fo a credit card...
WV>> I think it's called a debit card in the rest of the world. ;)
MV> It is my understanding that a debit card is preloaded with an amount.
I am afraid it is the wrong understanding. You talk about prepaid cards. Debit card is a card linked to one of your bank accounts and it is up to you to deposit money to the account.
MV> Like a wallet. The "Chipknip" and "Chipper"cards we once had come to MV> mind. Meant for paying small amounts.
MvdV>>> That risk is substantially lower with the "PIN card" system. MvdV>>> That card never leaves my posession. When it is stolen it is MvdV>>> pretty useless without the PIN code.
I don't understand why a debit card is better than a credit card. A credit card has a PIN code either. The process of payment with a credit card is just the same as with a debit card. And I never give away my credit card. With credit card you spend money of the bank and if you don't later miss the day to return money to the bank, you return the same amount you have spent. As to the service payment, I do not know how it is in your bank but here you can always find a bank tariff with cash back surpassing the service payment.
